:root {
  --green: #07845b;
  --green-dark: #07523c;
  --green-deep: #073f30;
  --mint: #e9f7f1;
  --lime: #d8f56f;
  --ink: #13231d;
  --muted: #66746e;
  --line: #dce6e1;
  --cream: #f6f8f4;
  --white: #fff;
  --shadow: 0 24px 70px rgba(12, 52, 38, .12);
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); font-family: "DM Sans", sans-serif; background: var(--white); }
button, input, select { font: inherit; }
a { color: inherit; }
h1, h2, h3 { font-family: Manrope, sans-serif; margin-top: 0; }

.site-header {
  height: 76px;
  padding: 0 max(5vw, 24px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(255, 255, 255, .96);
  position: relative;
  z-index: 10;
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-family: Manrope, sans-serif; font-weight: 800; }
.brand-mark { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50% 50% 50% 12px; background: var(--green); color: #fff; }
.header-link { color: var(--green-dark); font-weight: 800; text-decoration: none; }
.header-link span { margin-left: 8px; }

.hero { min-height: calc(100vh - 76px); height: auto; padding: 58px 0 70px; position: relative; display: flex; align-items: center; overflow: hidden; }
.hero-image { position: absolute; inset: 0; background: url("assets/young-driver-hero.png") 58% center / cover no-repeat; }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(246,248,244,.99) 0%, rgba(246,248,244,.97) 34%, rgba(246,248,244,.72) 52%, rgba(246,248,244,.04) 78%); }
.hero-content { width: min(1180px, 90%); margin: auto; position: relative; }
.hero-content > * { max-width: 610px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; color: var(--green); font-size: .73rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 800; }
.eyebrow i { width: 22px; height: 2px; background: currentColor; }
.eyebrow.light { color: var(--lime); }
.hero h1 { font-size: clamp(2.85rem, 4.4vw, 4.5rem); line-height: 1.02; letter-spacing: -.055em; margin: 23px 0 20px; max-width: 650px; }
.hero h1 em { color: var(--green); font-style: normal; }
.hero-lead { color: #3e4d47; font-size: 1.12rem; line-height: 1.65; }
.hero-lead strong { color: var(--ink); }
.hero-proof { display: flex; gap: 12px; margin: 25px 0 4px; }
.hero-proof div { display: flex; flex-direction: column; min-width: 190px; padding: 13px 16px; border: 1px solid rgba(7,132,91,.22); border-radius: 8px; background: rgba(255,255,255,.78); backdrop-filter: blur(5px); }
.hero-proof strong { color: var(--green-dark); font-family: Manrope, sans-serif; font-size: 1.2rem; }
.hero-proof span { margin-top: 2px; color: #53615b; font-size: .76rem; }
.primary-button, .next-button, .secondary-button { border: 0; border-radius: 7px; background: var(--green); color: #fff; font-weight: 800; text-decoration: none; padding: 17px 23px; display: inline-flex; align-items: center; justify-content: center; gap: 28px; cursor: pointer; box-shadow: 0 10px 24px rgba(7,132,91,.22); }
.primary-button { min-width: 345px; margin-top: 20px; padding: 13px 14px 13px 20px; justify-content: space-between; border-radius: 11px; background: linear-gradient(135deg, #07845b, #056f4c); box-shadow: 0 13px 30px rgba(7,132,91,.28); }
.button-copy { display: flex; flex-direction: column; align-items: flex-start; gap: 2px; }
.button-copy strong { font-family: Manrope, sans-serif; font-size: .98rem; }
.button-copy small { color: rgba(255,255,255,.78); font-size: .7rem; font-weight: 500; }
.button-arrow { display: grid; place-items: center; width: 39px; height: 39px; flex: none; border-radius: 50%; color: var(--green-dark); background: var(--lime); font-size: 1.1rem; transition: transform .2s ease; }
.primary-button:hover .button-arrow { transform: translateX(3px); }
.primary-button:hover, .next-button:hover { background: var(--green-dark); transform: translateY(-1px); }
.cta-note { margin: 11px 0 0; color: #4e5d57; font-size: .78rem; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 22px; margin-top: 23px; color: #50605a; font-size: .84rem; }

.quick-benefits { max-width: 1160px; margin: -38px auto 60px; position: relative; z-index: 2; display: grid; grid-template-columns: repeat(3, 1fr); border-radius: 10px; background: #fff; box-shadow: var(--shadow); }
.quick-benefits article { display: flex; gap: 18px; padding: 27px 31px; border-right: 1px solid var(--line); }
.quick-benefits article:last-child { border: 0; }
.benefit-icon { color: #a8c0b5; font-family: Manrope, sans-serif; font-weight: 800; }
.quick-benefits div { display: flex; flex-direction: column; }
.quick-benefits strong { font-family: Manrope, sans-serif; }
.quick-benefits small { margin-top: 4px; color: var(--muted); line-height: 1.4; }

.problem-section { max-width: 1160px; margin: 0 auto; padding: 140px 0 120px; display: grid; grid-template-columns: 1fr 1fr; gap: 90px; align-items: center; }
.problem-copy h2, .fit-heading h2, .section-intro h2, .how-it-works > h2, .faq-heading h2, .final-cta h2 { font-size: clamp(2.2rem, 4vw, 3.65rem); line-height: 1.08; letter-spacing: -.045em; margin: 20px 0; }
.problem-copy > p { color: var(--muted); font-size: 1.05rem; line-height: 1.75; }
.check-list { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 14px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; font-weight: 600; }
.check-list span { display: grid; place-items: center; width: 22px; height: 22px; flex: none; border-radius: 50%; background: var(--mint); color: var(--green); font-size: .75rem; }
.comparison-card { padding: 33px; border: 1px solid #d8e7e0; border-radius: 14px; background: var(--cream); box-shadow: 0 20px 50px rgba(17,50,38,.09); }
.comparison-label { margin-bottom: 18px; color: var(--muted); font-size: .72rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.comparison-row { display: flex; justify-content: space-between; align-items: center; padding: 20px; border-radius: 9px; }
.comparison-row div { display: flex; flex-direction: column; gap: 4px; }
.comparison-row span { color: var(--muted); font-size: .78rem; }
.comparison-row strong { font-family: Manrope, sans-serif; font-size: 1.3rem; }
.comparison-row b { padding: 6px 10px; border-radius: 999px; font-size: .72rem; }
.muted-row { border: 1px solid var(--line); background: #fff; }
.muted-row b { color: #895a53; background: #f8ebe8; }
.comparison-arrow { margin: 5px 0; text-align: center; color: var(--green); font-size: 1.5rem; }
.highlight-row { color: #fff; background: var(--green-dark); box-shadow: 0 10px 24px rgba(7,82,60,.17); }
.highlight-row span { color: #cfe9de; }
.highlight-row b { color: var(--green-dark); background: var(--lime); }
.comparison-card > p { margin: 22px 0 9px; line-height: 1.55; }
.comparison-card > small { color: var(--muted); line-height: 1.5; }

.fit-section { padding: 105px max(5vw,24px) 115px; color: #fff; background: var(--green-deep); }
.fit-heading { max-width: 1160px; margin: 0 auto 48px; display: grid; grid-template-columns: .6fr 1.4fr; gap: 60px; align-items: start; }
.fit-heading h2 { margin: 0; }
.fit-grid { max-width: 1160px; margin: auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.fit-grid article { padding: 30px 28px; border: 1px solid rgba(255,255,255,.12); border-radius: 10px; background: rgba(255,255,255,.06); }
.fit-grid article > span { font-size: 1.7rem; }
.fit-grid h3 { margin: 18px 0 9px; font-size: 1.12rem; }
.fit-grid p { margin: 0; color: #c8d9d2; line-height: 1.6; font-size: .92rem; }

.checker-section { padding: 135px max(5vw,24px); display: grid; grid-template-columns: minmax(280px,430px) minmax(500px,620px); justify-content: center; gap: 90px; align-items: start; background: var(--cream); }
.section-intro { position: sticky; top: 38px; }
.section-intro > p { color: var(--muted); line-height: 1.7; font-size: 1.02rem; }
.transparency-note { display: flex; flex-direction: column; gap: 7px; margin-top: 27px; padding: 17px 18px; border-left: 4px solid var(--green); border-radius: 0 8px 8px 0; background: #fff; box-shadow: 0 10px 28px rgba(17,50,38,.07); line-height: 1.5; }
.transparency-note strong { color: var(--green-dark); font-family: Manrope, sans-serif; }
.transparency-note span { color: #53625c; font-size: .88rem; }
.mini-trust { display: grid; gap: 8px; margin-top: 22px; color: var(--muted); font-size: .8rem; }

.checker-card { overflow: hidden; border-radius: 12px; background: #fff; box-shadow: var(--shadow); }
.progress-wrap { padding: 22px 38px 0; }
.progress-meta { display: flex; justify-content: space-between; color: var(--muted); font-size: .76rem; font-weight: 700; }
.progress-track { height: 5px; margin-top: 12px; overflow: hidden; border-radius: 99px; background: #e7eeea; }
.progress-track div { width: 25%; height: 100%; border-radius: inherit; background: var(--green); transition: width .35s ease; }
.form-step { display: none; min-height: 445px; padding: 39px 46px 12px; }
.form-step.active { display: block; animation: fade .28s ease; }
.step-kicker { color: var(--green); font-size: .71rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.form-step h3 { margin: 10px 0 8px; font-size: 1.8rem; }
.step-copy, .result-step > p { color: var(--muted); line-height: 1.6; }
label { display: block; margin-top: 19px; font-size: .86rem; font-weight: 700; }
.field-grid.two { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; }
input, select { width: 100%; margin-top: 7px; padding: 14px 15px; outline: none; border: 1px solid var(--line); border-radius: 7px; color: var(--ink); background: #fbfcfb; }
input:focus, select:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(7,132,91,.1); }
label small { display: block; margin-top: 7px; color: var(--muted); font-weight: 400; }
.status-grid { display: grid; gap: 11px; margin-top: 26px; }
.status-choice { margin: 0; }
.status-choice input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.status-choice > span { display: flex; flex-direction: column; padding: 17px 18px; border: 1px solid var(--line); border-radius: 8px; cursor: pointer; transition: .2s; }
.status-choice b { font-family: Manrope, sans-serif; }
.status-choice small { margin-top: 4px; color: var(--muted); font-size: .78rem; font-weight: 400; }
.status-choice input:checked + span { border-color: var(--green); background: var(--mint); box-shadow: inset 4px 0 0 var(--green); }
.evb-notice, .result-evb-note { margin-top: 17px; padding: 14px 15px; border: 1px solid #c9dfd5; border-radius: 8px; color: var(--green-dark); background: var(--mint); line-height: 1.5; }
.evb-notice { display: flex; flex-direction: column; gap: 4px; font-size: .82rem; }
.evb-notice strong, .result-evb-note strong { font-family: Manrope, sans-serif; }
.result-evb-note { font-size: .79rem; text-align: left; }
.insurance-details { margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line); }
.insurance-details > p { margin: 0 0 12px; font-weight: 700; }
.insurance-details > p small { color: var(--muted); font-weight: 400; }
.toggle-list { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.toggle { display: flex; align-items: center; justify-content: space-between; margin: 0; padding: 10px 11px; border: 1px solid var(--line); border-radius: 6px; font-size: .78rem; font-weight: 500; }
.toggle input { width: 17px; height: 17px; margin: 0; accent-color: var(--green); }
.result-step { text-align: center; }
.result-icon { display: grid; place-items: center; width: 54px; height: 54px; margin: 0 auto 18px; border-radius: 50%; color: var(--green); background: var(--mint); font-size: 1.45rem; }
.result-step h3 { font-size: 1.65rem; }
.sf-result { display: flex; align-items: baseline; justify-content: center; width: 135px; height: 135px; margin: 18px auto; padding-top: 30px; border-radius: 50%; color: #fff; background: var(--green); box-shadow: 0 14px 30px rgba(7,132,91,.22); }
.sf-result span { font-family: Manrope, sans-serif; font-size: 1.25rem; font-weight: 700; }
.sf-result strong { font-family: Manrope, sans-serif; font-size: 3.8rem; line-height: 1; }
.sf-meaning { margin: -7px 0 15px; color: var(--green-dark) !important; font-weight: 700; }
.premium-calculation { margin-top: 16px; padding: 19px; border: 1px solid #d9e6e0; border-radius: 10px; background: var(--cream); text-align: left; }
.calculation-kicker { display: block; margin-bottom: 13px; color: var(--muted); font-size: .7rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.premium-comparison { display: grid; grid-template-columns: 1fr auto 1fr; gap: 12px; align-items: center; }
.premium-before, .premium-after { display: flex; flex-direction: column; padding: 13px; border-radius: 8px; background: #fff; }
.premium-before { color: var(--muted); }
.premium-after { color: #fff; background: var(--green-dark); }
.premium-before small, .premium-after small { font-size: .7rem; }
.premium-before strong, .premium-after strong { margin: 3px 0 0; font-family: Manrope, sans-serif; font-size: 1.55rem; }
.premium-before strong { text-decoration: line-through; text-decoration-thickness: 2px; }
.premium-before span, .premium-after span { font-size: .68rem; }
.premium-arrow { color: var(--green); font-size: 1.3rem; font-weight: 800; }
.saving-result { display: flex; flex-direction: column; margin-top: 13px; padding: 14px 15px; border: 1px solid #cde0a3; border-radius: 8px; background: #f1fbd3; }
.saving-result > span { color: #53634c; font-size: .72rem; font-weight: 700; text-transform: uppercase; }
.saving-result strong { margin: 2px 0; color: var(--green-dark); font-family: Manrope, sans-serif; font-size: 1.6rem; }
.saving-result b { color: #4d6042; font-size: .78rem; }
.calculation-note { display: block; margin-top: 11px; color: var(--muted); font-size: .66rem; line-height: 1.45; }
.calculation-note a { color: var(--green-dark); }
.requirement-box { display: flex; flex-direction: column; gap: 5px; margin-top: 15px; padding: 14px 15px; border: 1px solid #cfe4da; border-radius: 8px; text-align: left; background: var(--mint); line-height: 1.45; }
.requirement-box strong { color: var(--green-dark); font-family: Manrope, sans-serif; font-size: .86rem; }
.requirement-box span { color: #486158; font-size: .78rem; }
.result-disclaimer { font-size: .71rem !important; }
.consent { display: flex; gap: 10px; font-size: .76rem; font-weight: 400; line-height: 1.45; }
.consent input { width: 18px; height: 18px; margin: 1px 0 0; flex: none; accent-color: var(--green); }
.form-actions { display: flex; justify-content: space-between; align-items: center; padding: 24px 46px 12px; }
.back-button { border: 0; color: var(--muted); background: none; cursor: pointer; }
.form-error { margin: 0 46px; color: #a12b2b; font-size: .8rem; }
.form-honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.form-security { margin: 12px 46px 27px; color: var(--muted); text-align: right; font-size: .7rem; }
.success-step { padding-top: 75px; text-align: center; }
.success-step p { color: var(--muted); line-height: 1.7; }
.demo-notice { padding: 12px; border: 1px solid #f1dca7; border-radius: 6px; background: #fff6df; }

.how-it-works { max-width: 1160px; margin: auto; padding: 120px 0; text-align: center; }
.how-it-works > h2 { max-width: 720px; margin: 20px auto; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 55px; }
.steps-grid article { padding: 34px 26px; border: 1px solid var(--line); border-radius: 10px; }
.steps-grid article > span { display: grid; place-items: center; width: 45px; height: 45px; margin: 0 auto 20px; border-radius: 50%; color: var(--green); background: var(--mint); font-family: Manrope, sans-serif; font-weight: 800; }
.steps-grid h3 { margin-bottom: 8px; }
.steps-grid p { margin: 0; color: var(--muted); line-height: 1.6; }

.faq-section { padding: 110px max(5vw,24px); background: var(--cream); }
.faq-heading { max-width: 900px; margin: 0 auto 48px; text-align: center; }
.faq-list { max-width: 880px; margin: auto; }
.faq-list details { border-bottom: 1px solid var(--line); background: #fff; }
.faq-list details:first-child { border-radius: 10px 10px 0 0; }
.faq-list details:last-child { border: 0; border-radius: 0 0 10px 10px; }
.faq-list summary { display: flex; justify-content: space-between; gap: 20px; padding: 20px 23px; cursor: pointer; list-style: none; font-family: Manrope, sans-serif; font-weight: 700; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: var(--green); font-size: 1.25rem; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list p { margin: 0; padding: 0 23px 22px; color: var(--muted); line-height: 1.65; }

.final-cta { max-width: 1160px; margin: 110px auto; padding: 56px 60px; display: grid; grid-template-columns: 1.4fr auto; gap: 60px; align-items: center; border-radius: 14px; color: #fff; background: var(--green-dark); box-shadow: var(--shadow); }
.final-cta h2 { margin: 16px 0 10px; font-size: clamp(2rem,3vw,3rem); }
.final-cta p { margin: 0; color: #c9ded6; }
.secondary-button { color: var(--green-deep); background: var(--lime); box-shadow: none; white-space: nowrap; }

.legal-section { padding: 65px max(5vw,24px); text-align: left; background: var(--cream); }
.legal-section > * { max-width: 900px; margin-left: auto; margin-right: auto; }
.legal-section p { color: var(--muted); line-height: 1.7; }
.legal-section details { margin-top: 12px; padding: 18px 20px; border: 1px solid var(--line); border-radius: 6px; background: #fff; }
.legal-section summary { cursor: pointer; font-weight: 700; }
.legal-content { padding: 12px 2px 4px; }
.legal-content h3 { margin: 26px 0 7px; font-size: 1rem; }
.legal-content h3:first-child { margin-top: 8px; }
.legal-content p { margin: 7px 0; font-size: .88rem; }
.legal-content address { color: var(--muted); font-size: .88rem; font-style: normal; line-height: 1.65; }
.legal-content a { color: var(--green-dark); text-underline-offset: 2px; }
footer { display: flex; justify-content: space-between; align-items: center; gap: 28px; padding: 34px max(5vw,24px); color: var(--muted); font-size: .76rem; }
footer .brand { color: var(--ink); }
.footer-links { display: flex; flex-wrap: wrap; gap: 13px; }
.footer-links a { color: var(--green-dark); }
.mobile-sticky-cta { display: none; }

@keyframes fade { from { opacity: 0; transform: translateY(7px); } to { opacity: 1; transform: none; } }

@media (max-width: 1180px) {
  .problem-section, .how-it-works, .final-cta { margin-left: 5vw; margin-right: 5vw; }
  .quick-benefits { margin-left: 5vw; margin-right: 5vw; }
}

@media (max-width: 900px) {
  .quick-benefits { grid-template-columns: 1fr; margin-top: 0; border-radius: 0; }
  .quick-benefits article { border-right: 0; border-bottom: 1px solid var(--line); }
  .problem-section { padding: 95px 0; grid-template-columns: 1fr; gap: 50px; }
  .fit-heading { grid-template-columns: 1fr; gap: 18px; }
  .fit-grid { grid-template-columns: 1fr; }
  .checker-section { grid-template-columns: 1fr; gap: 45px; padding-top: 95px; }
  .section-intro { position: static; }
  .steps-grid { grid-template-columns: 1fr; }
  .final-cta { grid-template-columns: 1fr; gap: 30px; }
}